Start with one business, free forever, no credit card. Add a second business, a team, or your estate when you need them. Every paid plan starts with 14 days free.
No credit card required
Card required · billed on day 15 · cancel anytime
Card required · billed on day 15 · cancel anytime
Card required · billed on day 15 · cancel anytime
A flat base fee plus a flat fee per client. No revenue share, ever. Your clients get their own tenant; you get one view across all of them.
Per client, paid by the firm: Starter $14.90 · Pro $54.90 · Unlimited $139
See the Partner ProgramEverything in Partner, plus white-label, dedicated onboarding, dedicated channel and advanced audit logging.
See the Partner ProgramSandbox account within 24 hours. No commitment.
One business, complete bookkeeping, no credit card. It never expires.
You get that plan free for 14 days. We ask for a card at this point, and nothing is charged.
Cancel before that and you go back to Free with all your data.
Team seats activate when the trial ends; everything else in the plan is on from day one.
Every feature, every limit, side by side.
| Feature | Free | Starter | Pro | Unlimited |
|---|---|---|---|---|
| Businesses | 1 | 3 | 10 | Unlimited |
| Transactions / month | Unlimited | Unlimited | Unlimited | Unlimited |
| AI classification / month | Unlimited | Unlimited | Unlimited | Unlimited |
| Bank connections (Plaid) | 1 | 3 | Unlimited | Unlimited |
| AI Insights | ✓ | ✓ | ✓ | ✓ |
| Dashboards, reports, live account overview | ✓ | ✓ | ✓ | ✓ |
| Wealth: investments, vehicles, equipment, properties | ✓ | ✓ | ✓ | ✓ |
| Loans and liabilities | ✓ | ✓ | ✓ | ✓ |
| Investments: brokerage, oil and gas, SAFEs | ✓ | ✓ | ✓ | ✓ |
| Investments AI Hara Advisor | ✗ | ✓ | ✓ | ✓ |
| Retirement: IRA, Roth IRA, planner and simulation | ✓ | ✓ | ✓ | ✓ |
| Insurance: umbrella, business, GAP, analysis | ✓ | ✓ | ✓ | ✓ |
| P&L, balance sheet, reconciliation, journal entries | ✓ | ✓ | ✓ | ✓ |
| Transaction-to-loan linking | ✓ | ✓ | ✓ | ✓ |
| CPA export package | ✓ | ✓ | ✓ | ✓ |
| Inter-Accounts tracking | ✓ | ✓ | ✓ | ✓ |
| Accounting documents: W-2, K-1, 1099, 1095 | ✓ | ✓ | ✓ | ✓ |
| Forecasting, scenario comparison, self-employment | ✓ | ✓ | ✓ | ✓ |
| Tax Center | ✓ | ✓ | ✓ | ✓ |
| Tax Simulator | ✗ | ✓ | ✓ | ✓ |
| IRS forms PDF and Filing Wizard | ✓ | ✓ | ✓ | ✓ |
| Payroll projection and reasonable comp | ✗ | ✗ | ✓ | ✓ |
| AI Tax Optimization (strategies) | ✗ | ✗ | ✓ | ✓ |
| Automatic depreciation (vehicles, properties) | ✓ | ✓ | ✓ | ✓ |
| Structure Builder | ✓ | ✓ | ✓ | ✓ |
| Multi-user, 4 roles | ✗ | ✗ | ✓ | ✓ |
| AI Tax Advisor (persistent chat) | ✗ | ✗ | ✓ | ✓ |
| Hara Simulator | ✗ | ✗ | ✗ | ✓ |
| Estate planning: trusts, wills, POAs, directives | ✗ | ✗ | ✗ | Unlimited |
| Estate AI extraction / month | ✗ | ✗ | ✗ | Unlimited |
| File Vault | 1 GB | 5 GB | 50 GB | 250 GB |
| Priority support | ✗ | ✗ | ✓ | ✓ |
Every AI feature in HaraPro, from classification on Free to the Hara Simulator on Unlimited, runs on Claude. Your data is sent for the task at hand and is not used to train the model. Hara, our AI, reads your real numbers, never generic examples.
Yes. Free forever for one business, with unlimited transactions, unlimited AI classification, one bank connection, complete bookkeeping (P&L, balance sheet, reconciliation, journal entries, loan linking, Inter-Accounts tracking), personal finances, investments, retirement, insurance, the Tax Center, Filing Wizard, IRS forms, CPA export and 1 GB of File Vault. No credit card. The Tax Simulator and a second business start at Starter.
You start on Free. When you click Upgrade on Starter, Pro or Unlimited, that plan is free for 14 days. We take a card when you upgrade and charge nothing until day 15. Cancel before day 15 and you return to Free with everything you entered. Team seats switch on when the trial ends.
17% off the monthly price on every plan. Pro is $789 a year, Unlimited $1,989. Starter annual is $189.
One login holds every business you own (LLCs, S-Corps, trusts), your personal accounts, every bank connection, every document and your estate records. Multi-user access with owner, admin, member and viewer roles starts on Pro.
Because Pro covers ten businesses, unlimited transactions and unlimited AI classification for less than QuickBooks Online charges for one company file. More than ten businesses? Unlimited removes the cap.
A Claude-powered scenario engine on Unlimited. Eight templates (S-Corp vs LLC, depreciation schedule, retirement max, salary split, restructure, what-if tax, defined benefit plan, quarterly estimates) plus custom scenarios, running on your real data.
Yes. Upgrades are prorated and take effect immediately; downgrades take effect at the next billing cycle.
You go back to Free and keep your data. If you close the account, export everything first; we hold it in cold storage for 90 days, then delete it.
Credit and debit cards through Stripe. ACH and wire for Partner and Enterprise. We never see or store your card number.
Claude, by Anthropic. Every AI feature (classification, Insights, the Hara Advisor for investments, AI Tax Optimization, the AI Tax Advisor and the Hara Simulator) runs on Claude. Your data is processed for your request and is not used to train the model.
AES-256 at rest, TLS 1.3 in transit, tenant-isolated storage, full audit logging. SOC 2 audit planned for Q4 2026. Bank data flows through Plaid; we never see your bank password.
No credit card. No time limit. Upgrade the day you add a second business.
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