The complete HaraPro feature map, organized by domain. Books, taxes, investments, estate planning, entities, File Vault, AI agents — all unified.
Multi-entity general ledger, AI classification, and the transaction-to-loan linking nobody else has.
Profit and loss statements per entity, consolidated across entities, or filtered by ownership stake. Real-time updates.
Full balance sheet per entity — assets, liabilities, equity. Trend over time. Period-end snapshots.
Connect 12,000+ US banks via Plaid OAuth. Automatic transaction sync. No screen-scraping, no password storage.
Bank of America (CC + Checking), Chase (Personal + Business), Citi (AAdvantage + Business + Personal Loan), HSBC, Mercury, Capital One, Amazon/Synchrony, Priceline/Barclays, plus Fidelity for investment statements. Auto-format detection, no template setup.
49 expense categories, 17 tax tags. 4-layer memory system that learns from your corrections. Free tier uses rule-based pattern matching.
Bank payments automatically link to and settle against convertible notes, intercompany loans, and vehicle financing. Not in Mint, Monarch, QuickBooks, Kubera, Empower, YNAB, Copilot, or Lacerte.
Track loans, transfers, and management fees between your entities with auto-elimination on consolidated views.
Monthly reconciliation with discrepancy flags. Match transactions against statements. Close the books confidently.
Manual journal entries with debit/credit validation. Recurring entry templates. Full audit trail.
Month-end and year-end CPA-ready exports. P&L, balance sheet, trial balance, general ledger, transaction detail — in the format your accountant wants.
30 distinct tax views. Filing Wizard at $29. Real-time forecasts. Time-limited OBBB deductions. FBAR / FATCA tracking. The Hara Simulator running on your real data.
Estimated AGI, effective rate, and federal liability — recalculated with every transaction you upload.
Multi-state support with filing status, residency, and state-specific deduction handling.
Full scenario modeling from $29/mo. Adjust income, deductions, contributions, entity election — see federal and state tax delta instantly. No competitor offers this at the Starter tier.
Guided 1120-S → K-1 → 1040 → CPA Export flow. Step-by-step entity-to-personal flow-through. Generates Schedule C, Schedule E, Form 1040, Form 4562, Form 8829, and 1099-NEC PDFs.
"What if I buy a $65K SUV?" Simulate any expense or investment and see the tax impact — before you spend.
Section 179 expensing and Section 280F luxury auto limits (year-by-year through 2027). Heavy SUV rules. Bonus depreciation. Automatic year-over-year schedules.
Time-limited TCJA window. Deduct up to $10,000/yr in car loan interest on US-assembled vehicles, 2025 through 2028 only. HaraPro's Insights agent flags eligible vehicles automatically. Sunset 12/31/2028 — the urgency is real.
Foreign financial account tracking with the Oct 15 FBAR deadline (FinCEN 114) and Form 8938 (FATCA) thresholds. Multi-currency aggregation. Automatic deadline insights for Latam HNW clients with offshore holdings.
25 states preloaded with due dates, fees, and filing agencies. Florida $400 late fee due May 1. We tell you Apr 1, Apr 15, Apr 25, Apr 29.
Pay-as-you-go projections for 1040-ES with both safe harbor (IRC §6654) and annualized income methods. Calendar alerts 10 days before due.
Federal and state deadlines across all your entities. Email alerts at 30, 14, 7, and 1 day. S-Corp election (Form 2553), K-1 issuance, retirement contribution deadlines.
Generate Schedule C, Schedule E, Form 1040, Form 4562 (depreciation), Form 8829 (home office), Form 8606 (Backdoor Roth), and 1099-NEC PDFs directly from your data.
S-Corp reasonable compensation modeling against IRS audit thresholds. Payroll tax projections. Roth conversion timing.
American Opportunity Tax Credit and Lifetime Learning Credit calculator. Qualifying expense tracker. Phaseout modeling.
Maximizes Section 179 expensing across your fleet within annual limits. Bonus depreciation election guidance. Trade-off vs. MACRS modeled.
20% pass-through deduction modeling. SSTB phaseout thresholds. Wage and UBIA limits. Aggregation election guidance.
AMT exposure detection and modeling. Preference items, exemption phaseout, and credit recapture all calculated automatically.
Qualified Charitable Distributions, Donor Advised Funds, bunching strategies, appreciated stock vs. cash modeling.
Tax-loss harvesting suggestions. Wash sale detection. Long-term vs short-term position tracking. §1031 exchange timeline tracking.
Year-over-year tax position changes. Effective rate trending. Deduction category comparisons.
Claude-powered tax scenario engine. 8 pre-built templates: S-Corp vs LLC, Depreciation Schedule, Retirement Max, Salary Split, Entity Reorg, What-If Tax, DB Plan Impact, Quarterly Estimates. Plus custom scenarios — runs on your actual entity data, not generic examples. The Family Office moat.
S-Corp, partnership, and disregarded entity flow-through to personal 1040 — fully modeled across your household.
Portfolio tracking across 8 brokerages, retirement plans, and 15 alternative investment categories with specific IRC sections.
Fidelity, Charles Schwab, Vanguard, E*TRADE/Morgan Stanley, Robinhood, Interactive Brokers, TD Ameritrade, Merrill Edge. Track positions, cost basis, realized and unrealized gains per holding. Plaid Investments sync.
SEP IRA, Solo 401(k), Defined Benefit, Roth IRA, Traditional IRA, profit-sharing. Contribution limits monitored automatically.
Employee deferral + employer profit-sharing optimized together. See your max contribution by income and business structure.
Cash balance and traditional DB plan modeling for high-income owners. Six-figure contributions modeled against tax impact.
Specific tax-advantaged investments tracked with IRC sections: §263(c) Oil & Gas IDC, §42 LIHTC, §48 Solar ITC, §168 Cost Segregation, §1400Z-2 Opportunity Zones, §1031 Like-Kind, §47 Historic Rehab, §45D NMTC, §1202 QSBS, §41 R&D Credit, §170(h) Conservation, plus DSTs, REITs, Convertibles, SAFEs.
Consolidated net worth across every entity, account, and asset. Monthly and yearly trends. Drill down by category.
Properties with cost basis, depreciation, rental income, expenses, and net yield. Support for §1031 exchange tracking.
Pro-rata rule modeling. Form 8606 preparation. Conversion timing advisor.
The only AI-native estate module. Drag any Trust, Will, POA, or Advance Directive PDF — our AI extracts every field in 30 seconds.
Every entity, every ownership stake, every family member — mapped, searchable, and linked to the financials they touch.
Visual org chart across holding companies, operating entities, trusts, and DBAs. Parent-subsidiary relationships. Ownership percentages.
LLC, S-Corp, C-Corp, Partnership, Sole Proprietorship, Trust, Non-Profit, DBA. Each with the right tax treatment.
Spouse, children, parents, dependents. Filing status, dependent tax credits, generation-skipping relationships.
Equity holders per entity. Ownership changes over time. K-1 preparation inputs ready.
Child Tax Credit, Dependent Care Credit, Earned Income Credit — automatically applied based on dependents and filing status.
See which entities are owned by which trust. Which accounts your POA covers. Every structural relationship visible at a glance.
Every document in your financial life — tax returns, trust instruments, wills, POAs, directives, closing statements, K-1s, receipts — stored securely with full version history.
Encrypted at rest (AES-256) and in transit (TLS 1.3). Tenant-isolated storage. Signed URLs for every download. Storage tiers: Free 1GB / Starter 5GB / Pro 50GB / Family Office 250GB.
Every re-upload automatically tracked. Roll back to any version. Original preserved forever alongside every revision.
PDF, DOCX, images, scans, spreadsheets. Upload what you have, in whatever format you have it.
Link documents to entities, accounts, transactions, and estate records. One click, and you see every document related to a Trust, an LLC, or a single transaction.
Search across every document in your vault. "Where's the closing statement for Oceanside Rentals?" → one query, instant result.
Insurance policies, vehicle registrations, professional licenses, advance directives — flag expirations and get alerts before they lapse.
Give your CPA read-only access to the Tax folder. Give your spouse edit access to everything. Give your advisor view-only on investments. Revoke anytime.
Download every document, folder, and version as a zip anytime. No lock-in. No "contact support."
Not bolted on. Not a chatbot wrapper. AI is the engine — from transaction classification to estate document extraction to persistent tax advisory. All powered by claude-sonnet-4-20250514.
4-layer memory: global patterns, tenant preferences, user corrections, session context. 49 categories, 17 tax tags. Gets smarter with every transaction, globally and per-user.
56 proactive insights. Missing 1099s, anomalous transactions, audit risk flags, deduction opportunities, missed quarterly payments, OBBB §163(h)(4) eligibility, FBAR Oct 15 deadline. Shows up before you ask.
Persistent AI tax advisor with full financial context. Chat about anything — simulations, comparisons, strategy questions, what-if reports across entities and years.
Upload any Trust, Will, POA, or Advance Directive PDF. Extracts grantor, trustees, successors, beneficiaries, key dates, tax elections, scope provisions, and signature detection into structured data. 30-second turnaround. Pro: 5/mo. Family Office: unlimited.
Conversational setup. Creates your entities, recommends your plan, links your banks, and guides your first uploads. Minutes, not hours.
In-app help agent that knows HaraPro inside and out. Answers come from the product, not a ticket queue.
Everything you need to run HaraPro across a household, a firm, or a multi-location practice.
Invite your spouse, CPA, advisor, or assistant. Each with scoped access.
Owner, Admin, Member, Viewer. Granular control over what each role can see and do.
(For Partner/Enterprise tenants) Enable or disable any feature for any client from one dashboard.
Last 500 actions in your tenant, searchable in-app. Full server-side retention on request.
AI-powered support agent. Contextual docs. Live chat escalation on paid plans.
(For Partner/Enterprise tenants) Your domain, logo, colors, and email templates across every client-facing surface.
Side-by-side feature breakdowns vs. the SMB accounting, tax-optimization, and personal-wealth tools you're probably comparing us to.
The tools most multi-entity owners evaluate first.
| Feature | HaraPro | QuickBooks | Xero | FreshBooks | Digits | TurboTax |
|---|---|---|---|---|---|---|
| Multi-entity bookkeeping | ✓ | ~ | ~ | ✗ | ✗ | ✗ |
| AI-native classification | ✓ | ~ | ✗ | ✗ | ✓ | ✗ |
| Plaid bank sync (12,000+) | ✓ | ✓ | ✓ | ✓ | ✓ | ✗ |
| 12 named bank PDF parsers | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ |
| Intercompany tracking | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ |
| Transaction-to-loan linking ⭐ | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ |
| Estate planning (25 doc types) | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ |
| File Vault (encrypted, versioned) | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ |
| 6 AI agents (built-in) | ✓ | ✗ | ✗ | ✗ | ✓ | ✗ |
| Hara Simulator (Claude-powered) | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ |
| Starting price | Free | $30/mo | $15/mo | $17/mo | $100/mo | $89/yr |
Built for solo freelancers. HaraPro picks up where they leave off.
| Feature | HaraPro | Keeper | Found |
|---|---|---|---|
| AI deduction scanning | ✓ +50 insight types | ✓ Patented AI | ~ Basic |
| Tax filing with IRS | ✗ CPA export | ✓ | ✓ |
| Multi-entity support | ✓ Unlimited | ~ S-Corp only | ✗ 1 business |
| Filing Wizard at $29 | ✓ | ✗ | ✗ |
| OBBB §163(h)(4) tracking | ✓ | ✗ | ✗ |
| FBAR / FATCA tracking | ✓ | ✗ | ✗ |
| Vehicle depreciation (§179/§280F) | ✓ | ✗ | ✗ |
| Estate planning (25 doc types) | ✓ | ✗ | ✗ |
| 15 IRC alt investment categories | ✓ | ✗ | ✗ |
| AI tax advisor chat | ✓ | ✓ AI assistant | ✗ |
| Starting price | Free | $99/yr | Free |
Different category. They track personal spending. HaraPro tracks every dollar across every entity.
| Feature | HaraPro | Monarch | Kubera | Empower | YNAB | Copilot |
|---|---|---|---|---|---|---|
| Multi-entity bookkeeping | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ |
| Transaction-to-loan linking | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ |
| Tax forecast (real-time) | ✓ | ✗ | ✗ | ~ | ✗ | ✗ |
| Estate planning module | ✓ | ✗ | ✗ | ✗ | ✗ | ✗ |
| Net worth across entities | ✓ | ✓ | ✓ | ✓ | ✗ | ✗ |
| Starting price | Free | $15/mo | $249/yr | Free | $15/mo | $13/mo |
Different layers of the stack. HaraPro fills the gap between them.
Drafts the legal documents — wills, trusts, powers of attorney. HaraPro tracks the financial life of those trusts after they're created. Use both together.
Estate planning platforms for financial advisors. They build wealth maps and scenario models. HaraPro provides the day-to-day bookkeeping, tax tracking, and File Vault that feed into their plans.
The gold standard for $50M+ family offices and RIAs. Institutional portfolio analytics, multi-asset reporting, nested ownership modeling. HaraPro fills the gap between QuickBooks and Addepar — the "virtual family office" for business owners and HNW families who need more than basic bookkeeping but aren't ready for a $50K/yr platform.
Transparent roadmap. No vaporware. Just what's being built right now.
Connect your first entity in minutes. No credit card required for Free or 14-day trials.
Start Free Today → See Pricing →