Now with AI Estate Planning

Your finances.
All of them.
One place.
Tax-optimized by AI.

Bookkeeping, multi-entity tax optimization, investments, and estate planning — unified in your AI-native virtual family office.

Plaid-connected bank feeds. AI classification across 49 categories. Real-time tax forecasts and deduction simulator. Investment portfolio tracking. Trusts, Wills, POAs, and Advance Directives with drag-and-drop AI extraction. One tenant. Every entity. Every dollar. Every document.

Free forever for 1 entity · No credit card required · 14-day trial on all paid plans

You're running multiple businesses on sticky notes.

QuickBooks for books. Keeper for deductions. Spreadsheets for depreciation. LegalZoom trust sitting in a drawer. Three copies of your POA and none of them current. 6 bank portals. 3 CPAs. No strategy. Sound familiar?

📗
QuickBooks
Bookkeeping
📊
Spreadsheets
Depreciation
🔍
Keeper
Deductions
🗂
Your CPA
After the fact
📁
Google Drive
Documents
🏦
6 bank portals
Separate logins
📝
Notes app
Entity structure
⚖️
LegalZoom
Trust in a drawer
📄
DocuSign
POAs, directives
🤷
Nowhere
Tax strategy
H
P
Replace all of them with HaraPro
Not just bookkeeping

200+ features. One tenant. One platform.

HaraPro is the AI-powered financial command center that replaces your entire stack.

📒

Bookkeeping & accounting

Multi-entity P&L, balance sheet, bank reconciliation, journal entries, and intercompany tracking.

  • 12+ named bank parsers (PDF auto-detect)
  • AI classifies transactions instantly
  • CPA export package
📊

Tax intelligence & simulation

Real-time tax forecast updated with every transaction. Simulate deductions before you spend. FBAR / FATCA tracking. Tax-advantaged investment advisory.

  • Live IRS liability forecast
  • Filing Wizard (1120-S → K-1 → 1040)
  • OBBB §163(h)(4), FBAR, State Annual Reports
  • AI Insights surfaces missed deductions and audit risks
🏛️

Estate Planning

The only AI-native estate module. Drag any Trust, Will, POA, or Advance Directive PDF — our AI extracts every field in 30 seconds.

  • Trusts (11 types), Wills (6), POAs (3), Directives (5)
  • Personal Property Memorandum — edit anytime
  • Multi-state compliance with validation
💎

Investments & wealth

Full portfolio tracking across 8 brokerages, retirement plans, and 15 alternative investment categories.

  • Fidelity, Schwab, Vanguard, IBKR + 4 more
  • SEP IRA, Solo 401(k), DB, Roth, profit-sharing
  • O&G §263(c), LIHTC §42, OZ §1400Z-2, QSBS §1202
  • AI Tax Advisor flags missed contributions and tax-saving moves
👥

Entities & family

Visual entity structure, family tree, and dependents — everything and everyone, mapped.

  • Multi-entity consolidated views
  • Shareholder and ownership tracking
  • Filing status, dependents, tax credits
📄

Compliance & documents

1099s, W-2s, healthcare forms, deadlines, and a secure File Vault — every document versioned and tracked.

  • 1099 contractor tracking and generation
  • State Annual Report tracker (25 states)
  • File Vault — secure storage with version history
  • Insights agent flags FBAR, OBBB, and filing deadlines

All powered by 6 AI agents working under the hood →

The feature nobody else has

See your tax bill change with every transaction.

QuickBooks shows your P&L. Keeper finds deductions. But nobody else shows you your IRS forecast — updated in real time — and lets you simulate how to shrink it before you spend a dollar.

📊

Real-time tax forecast

Every transaction you upload instantly updates your estimated AGI, effective rate, and federal liability. Not at filing time. Not quarterly. Every single day.

$110,427
Estimated federal tax — updates with every transaction
🧮

Deduction simulator

Before you buy that vehicle or make that investment — simulate it. "What if I buy a $65K SUV?" See the exact tax impact instantly. §179, §280F, bonus depreciation — all modeled.

-$18,200
Tax saved by adding a heavy SUV — simulated before purchase
💎

Tax-advantaged advisory

HaraPro doesn't just track — it advises. Solo 401(k), Defined Benefit plans, Backdoor Roth, Oil & Gas IDCs, Opportunity Zones. Strategies your CPA won't suggest unless you ask.

-$31,000
Solo 401(k) contribution you didn't know you could make
The moat

Three things no other platform does.

Everyone can do bookkeeping. Nobody else connects your bank transactions to your loan instruments, turns your Trust document into structured data in 30 seconds, or runs Claude-powered tax scenarios on your actual entity data.

Transaction-to-loan linking

When your bank account pays down a convertible note, intercompany loan, or vehicle financing — HaraPro links the transaction to the instrument and auto-settles the balance. No reconciliation. No spreadsheet.

Bank transaction · $2,400 ACH
↓ linked to
SAFE loan · Convertible #CN-0127
↓ auto-settles
Balance: $100,000 → $97,600
Not in Mint. Not in Monarch. Not in QuickBooks. Not in Kubera. Not in Empower. Not in YNAB, Copilot, or Lacerte.

AI Estate Extraction

Drop a Revocable Living Trust PDF into HaraPro. In 30 seconds: every grantor, trustee, successor, beneficiary, distribution standard, tax election, and key date — extracted into structured data linked to your entities and accounts.

Upload: Revocable_Trust_2024.pdf
↓ AI extraction
Grantor: Smith Family Living Trust
Trustees: 2 primary, 3 successor
Beneficiaries: 4 with HEMS standards
No estate platform — LegalZoom, Trust & Will, Wealth.com, Vanilla — extracts existing PDFs into structured data.
🧠

Hara Simulator

Claude-powered tax scenario engine that runs on your actual entity data. 8 pre-built templates (S-Corp vs LLC, Salary Split, DB Plan Impact, Entity Reorg, What-If Tax, more) plus custom scenarios with real numbers, not generic examples.

Scenario: Elect S-Corp on HS Prime LLC
↓ Hara models it
Salary: $80K reasonable comp
Distribution: $120K (no SE tax)
Estimated savings: $14,800/yr
Not in QuickBooks, Lacerte, ProSystem fx, Drake, or any consumer tax tool. Family Office tier exclusive.
AI-native architecture

6 AI agents. Always working.

HaraPro doesn't bolt AI onto legacy software. AI is the engine — from classification to tax strategy to estate extraction.

🤖

Classifier

Free — all plans

4-layer memory system with global shared intelligence. Gets smarter with every transaction across every user.

💡

Insights

Starter+

56 proactive insights — from missing payments to audit risks. Shows up before you know to ask.

🧠

Advisor

Family Office only

Persistent AI tax advisor that knows your entire financial picture. Simulations, comparisons, and what-if reports.

Estate Extractor

Pro+ (5/mo) · FO (unlimited)

Drag any Trust, Will, POA, or Advance Directive PDF. Extracts grantor, trustees, beneficiaries, successor agents, and key dates into structured data.

👋

Onboarding

All plans

Conversational setup that creates your entities, recommends your plan, and guides your first upload. Minutes, not hours.

💬

Support

All plans

In-app help that knows HaraPro inside and out. Answers come from the product, not a ticket queue.

Who it's for

Built for people whose finances outgrew QuickBooks.

🏗️

Multi-entity owners

You run 2–10+ LLCs, S-Corps, or trusts and need one place to see P&L, tax position, and structure — without 8 tabs open.

👨‍👩‍👧

High-net-worth families

Trust. Pour-over will. Durable POA. Health care surrogate. Living will. FBAR / FATCA tracking for international holdings. All tracked alongside your entities, books, and taxes.

💼

Freelancers & consultants

Tired of messy books and surprise tax bills? Clean P&L and quarterly estimates on autopilot. Filing Wizard included from $29/mo.

📋

CPAs & wealth advisors

White-label HaraPro. Manage multiple clients with per-client feature control, consolidated dashboards, and 15–25% recurring revenue share. See Partner Program →

💎

RIAs & multi-family offices

Enterprise-tier multi-location support, SSO, and deeper audit logging. Built for practices managing HNW clients across teams.

200+
Features, one tenant
24/7
Real-time tax forecast
+50
Proactive AI insights
6
AI agents working for you
30s
Trust PDF → structured data
🏗️

A real estate operator with 6 LLCs replaced three separate bookkeepers, a spreadsheet-based depreciation tracker, and a cabinet full of estate documents. First 90 days: $14,200 in missed deductions recovered and every trust, POA, and directive digitized.

🚗

A Turo host running 12 vehicles cut monthly reconciliation time from 9 hours to 40 minutes. §179 depreciation, OBBB §163(h)(4) car loan interest, platform-fee categorization, and vehicle-level P&L now run automatically.

💎

A family managing 3 trusts across 2 generations consolidated their grantor trust, marital trust, and testamentary trust — plus 4 POAs and 2 Living Wills — into one tenant. Every document extracted by AI in under an hour.

Pricing

Transparent pricing. No surprises.

Every paid plan includes a 14-day free trial. No credit card required.

Free
$0/mo
Free forever
1 entity, 500 transactions, basic P&L. No credit card.
Get Started Free
  • 1 entity
  • 500 transactions
  • Basic P&L
  • Rule-based classification
  • File Vault (1 GB)
Starter
$29/mo
or $289/yr — save 17%
3 entities. AI classification. Tax Simulator + Filing Wizard included.
Start 14-Day Trial
  • 3 entities
  • AI classification (50/mo)
  • Plaid bank sync
  • Tax Simulator + Filing Wizard
  • File Vault (5 GB)
Pro
$79/mo
or $789/yr — save 17%
Unlimited entities. CPA export, IRS forms, intercompany, estate module.
Start 14-Day Trial
  • Unlimited entities
  • Unlimited transactions
  • Unlimited AI
  • §179/§280F + OBBB §163(h)(4)
  • CPA export & IRS forms
  • Estate: 1 trust / 1 will / 2 POAs / 2 directives + 5 OCR/mo
Family Office
$199/mo
or $1,989/yr — save 17%
AI Tax Advisor. Hara Simulator. Multi-user. Multi-principal directives.
Start 14-Day Trial
  • Everything in Pro
  • AI Tax Advisor + Hara Simulator
  • Unlimited Estate + unlimited OCR
  • Multi-principal directives
  • Investment portfolio + alt investments
  • Multi-user access (4 roles)
  • File Vault (250 GB) + Priority support
🏢

Running a CPA firm, RIA, or multi-family office?

HaraPro Partner and Enterprise tiers give you white-label, per-client feature control, bulk tenant management, and 15–25% recurring revenue share.

See Partner & Enterprise plans →

Powered by trusted infrastructure

Plaid Stripe Firebase Google Cloud
✓ 30-day money-back guarantee
✓ Multi-state estate compliance
✓ File Vault with version history
✓ SOC 2 audit in progress (Q4 2026)

Your virtual family office
starts today.

Create a free account and see every entity, every dollar, every investment, and every estate document — in one place.

Start Free Today →

Free forever for 1 entity · Upgrade anytime · No credit card required