Free bookkeeping software that classifies your transactions for you. Plus real-time federal and state tax planning.
Connect your bank. Hara reads every transaction, puts it in the right category and remembers your corrections. Your P&L, balance sheet, quarterly estimates and live tax position update with every transaction, all year, from the same books. Free forever for one business, no card.
| Date | Acct | Description | Amount | Business | Category | Actions | |
|---|---|---|---|---|---|---|---|
| 2026-03-20 | Checking 2210 | CLIENT PAYMENT NORTHWIND LLCAI | $4,800.00 | Ridgeline LLC | Revenue/Income | ✓··· | |
| 2026-03-20 | Checking 2210 | GOOGLE WORKSPACERULE | $(18.00) | Ridgeline LLC | Software/SaaS | ✓··· | |
| 2026-03-19 | Card 4410 | UNITED AIRLINES DENVER COAI | $(412.60) | Ridgeline LLC | Travel - Flights | ✓··· | |
| 2026-03-19 | Card 4410 | THE KITCHEN DENVER COAI | $(64.20) | Ridgeline LLC | Travel - Meals (50%) | ✓··· | |
| 2026-03-18 | Card 4410 | AMAZON MKTPLACEMEM | $(89.47) | Ridgeline LLC | Office Supplies | ✓··· | |
| 2026-03-17 | Checking 2210 | STRIPE PAYOUTAI | $2,315.40 | Ridgeline LLC | Revenue/Income | ✓··· | |
| 2026-03-15 | Card 4410 | SHELL OIL 2281MEM | $(52.10) | Ridgeline LLC | Vehicle - Fuel | ✓··· | |
| 2026-03-14 | Checking 2210 | STATE FARM INSURANCERULE | $(138.00) | Ridgeline LLC | Insurance | ✓··· | |
| 2026-03-12 | Checking 2210 | TRANSFER TO SAVINGS 8801AI | $(2,000.00) | Ridgeline LLC | Transfer/Internal | ✓··· | |
| 2026-03-10 | Card 4410 | HOME DEPOT 6102MEM | $(231.88) | Ridgeline LLC | Repairs & Maintenance | ✓··· | |
| 2026-03-08 | Checking 2210 | SBA 7(A) LOAN PAYMENTRULE | $(1,240.00) | Ridgeline LLC | Loan Payment | ✓··· | |
| 2026-03-07 | Card 4410 | ZOOM.USRULE | $(15.99) | Ridgeline LLC | Software/SaaS | ✓··· |
No card, ever
We never ask for a card on the Free plan. There is no trial clock and nothing to cancel.
Never expires
Free is a plan, not a trial. Keep it for as long as you run one business from one bank.
Unlimited transactions
Every transaction, every AI classification, every month. No caps, no fair use, no asterisk.
Your bookkeeper's first three hours, done before you open the page.
Most free bookkeeping tools give you a bank feed and a blank category column. Hara fills the column.
Reads every transaction
Merchant, amount, account and history. Hara assigns the category and the business it belongs to, and flags transfers between your own accounts so they never count as income.
Remembers your corrections
Change a category once and Hara writes a rule. The next time that merchant shows up, it lands where you put it. Rule memory, not a suggestion you re-approve every month.
Shows its work
Every line tells you how it got its category: AI when Hara decided from the merchant and your history, MEM when it applied something it remembered from your corrections, RULE when a rule you set did the work. You and your CPA always know which is which.
You review, you do not type
The pending tab is your whole to-do list. Confirm, fix or re-classify in bulk, and the P&L, balance sheet and tax position update as you go.
| Description | Amount | Category | |
|---|---|---|---|
| CLIENT PAYMENT NORTHWIND LLCAI | $4,800.00 | Revenue/Income | ✓ |
| GOOGLE WORKSPACERULE | $(18.00) | Software/SaaS | ✓ |
| UNITED AIRLINES DENVER COAI | $(412.60) | Travel - Flights | ✓ |
| THE KITCHEN DENVER COAI | $(64.20) | Travel - Meals (50%) | ✓ |
| AMAZON MKTPLACEMEM | $(89.47) | Office Supplies | ✓ |
| STRIPE PAYOUTAI | $2,315.40 | Revenue/Income | ✓ |
| SHELL OIL 2281MEM | $(52.10) | Vehicle - Fuel | ✓ |
| STATE FARM INSURANCERULE | $(138.00) | Insurance | ✓ |
| SBA 7(A) LOAN PAYMENTRULE | $(1,240.00) | Loan Payment | ✓ |
Real double-entry bookkeeping, not a lite version.
Classified transactions become statements on their own. P&L, balance sheet, cash flow and taxable income, for any date range, on the plan that stays free.
Bank sync with Plaid
Connect one bank account from 12,000+ institutions. Transactions arrive classified, not as a to-do list.
P&L and balance sheet
Statements that build themselves from the ledger, in real time, for any date range.
Bank reconciliation
Match the bank to the books every month, with the differences surfaced for you.
Journal entries
Manual entries, adjustments and year-end closings, with a full audit trail.
Loan tracking from the transaction
Link a payment to the loan it belongs to. Principal and interest split, balance moves, no spreadsheet.
Statement PDF import
Drop a bank or card statement and the transactions land in the ledger, classified.
CPA export package
Give your CPA a clean package at year end, or give them a login with their own role.
Transfers that know they are transfers
Money moving between your own accounts is matched on both sides, so it never shows up as revenue or expense.
The part no other free plan has.
Free bookkeeping tools stop at the P&L. HaraPro keeps going, because your books already know what your tax year looks like.
Live federal and state tax position
Not a projection from last year's return. What you owe so far this year, updated as transactions post.
Quarterly estimates with the IRS forms
The number for each quarter and the form PDF to send with it. No February surprise.
Tax document intake
Upload a W-2, K-1, 1099 or 1095 and Hara reads it into your books and your tax position, not just a folder.
Your assets as real objects
Vehicles, equipment, properties and investments tracked as what they are, with depreciation that runs itself.
File Vault
Encrypted storage with versioning and full-text search, next to the transactions the documents belong to.
Hara, in every screen
Six AI agents, from classification to a tax strategist that knows your whole financial picture. Powered by Claude.
Two free plans. Only one of them classifies for you and knows your tax position.
QuickBooks launched a free plan in 2026. Here is what each one gives you for free.
| On the free plan | HaraPro Free | QuickBooks Free |
|---|---|---|
| Bank connections | 1 | 1 |
| AI classification that remembers your rules | Yes | No |
| P&L and balance sheet | Yes, real time | Yes |
| Bank reconciliation and journal entries | Yes | Limited |
| Accountant access | Yes, with their own role | No |
| Live federal and state tax position | Yes | No |
| Quarterly estimates with IRS form PDFs | Yes | No |
| W-2, K-1, 1099 document intake | Yes | No |
| Loan tracking from the transaction | Yes | No |
| Invoicing | No | 2 per month |
| Receipt capture and mileage | No | 2 receipts, 5 trips per month |
| Transactions and classifications | Unlimited | Not stated |
QuickBooks Free column read from quickbooks.intuit.com/pricing and the Fit Small Business review of 11 Sep 2026. HaraPro does not send invoices and does not track receipts or mileage. If invoicing is what you need, QuickBooks Free is the better free tool for that one job.
From sign-up to classified, reconciled books in under 30 minutes.
Create your account
Email and password. No card, no plan to choose, no sales call.
Connect your bank
Plaid connects your account securely. Your history arrives and Hara classifies it while you watch.
Review and run
Confirm a few classifications, fix one or two, and Hara remembers. Your P&L, balance sheet and tax position are live from day one.
One business, free forever. More businesses whenever you are ready.
Most owners stay on Free until the second business, the second bank account or the first brokerage statement. When that day comes, everything you built moves with you: the rules Hara learned, the history, the documents. Nothing to migrate, nothing to re-enter.
Questions, answered plainly.
Is HaraPro really free, or is this a trial?
It is a plan. The Free plan is free, needs no card and never expires. It covers one business, one bank connection and encrypted document storage, with unlimited transactions and AI classifications. Paid plans have a 14-day free trial; Free has no clock at all.
What is the catch?
One business and one bank account. If you run two LLCs or want a second bank connected, that is a paid plan. Everything else on this page is on Free as described.
How good is the AI classification?
Hara classifies from the merchant, the amount, the account and your own history, and shows the AI badge on everything it decided. When you correct one, it becomes a rule and applies to every future transaction from that merchant. You stay in control: nothing posts without being visible in the inbox, and you can re-classify in bulk at any time.
Does the Free plan send invoices or run payroll?
No. HaraPro keeps your books and your tax position; it is not an invoicing, payroll or bill-pay tool. If you need to send invoices, keep your invoicing tool and let HaraPro keep the books.
Can my accountant see my books?
Yes. Give your CPA their own login with the role you choose, or hand them the CPA export package at year end. Many CPAs run HaraPro for their whole client book through our Partner Program.
How does the tax position work on a free plan?
Your books already know your income and expenses. Hara reads them against current federal and state rules and shows what you owe so far, with quarterly estimates and the IRS form PDFs. It is tax planning, not tax filing: you or your CPA still file the return.
Is my bank data safe?
Bank connections run through Plaid, the same connection layer used by most US banking apps. HaraPro never sees your bank credentials. Documents in the File Vault are encrypted with AES-256 and your account is isolated from every other account.
Are you a bookkeeper or CPA? HaraPro runs your whole client book from one cockpit, with Hara classifying for every client.
See the Partner Program →Your books, classified. Your tax position, live. Free, starting now.
One business, one bank, unlimited transactions, and an AI that already knows what April looks like.
No credit card. Never expires. Powered by Claude.