QuickBooks is built for the bookkeeper, and it is very good at that. This page is about the owner sitting on top of four of them, paying four subscriptions, logging in four times, and still not having one view. Nothing here says your accountant is doing it wrong; the tool was never designed for the seat you are sitting in.
| QuickBooks | HaraPro | |
|---|---|---|
| Cost for three companies | Three subscriptions on Plus, $420 a month at list | One login, Pro tier, $79 a month |
| Logins to see the whole picture | One per company, no view across them | One |
| Money moving between the companies | Entered by hand in both files; no intercompany feature online | One instrument per loan, both sides updated from one transaction |
When each one is the right tool:
Prices and features are from Intuit's published pages as of September 2026, at list rather than promotional rates.
| QuickBooks Online | HaraPro | |
|---|---|---|
| Built for | Bookkeeping one company at a time | An owner's whole picture: several companies plus personal, in one login |
| Price | $38 to $340 a month per company (Simple Start, Essentials, Plus, Advanced) | Free for one business; Starter |
| Multiple companies | Separate subscription and login per company; data fully separate | Every company in one account, with its own books |
| Intercompany loans | Manual due-to and due-from entries in each file; no native intercompany feature in QuickBooks Online | One loan instrument, each payment linked, both companies updated |
| Owner's personal accounts | Outside the product | Beside the companies, with draws, salary and distributions labelled |
| Tax | Reports for the preparer | Live forecast across companies |
| Estate | Not covered | Trusts, wills, powers of attorney, directives |
| Invoicing, payroll, inventory | Yes, mature; payroll and payments as paid add-ons | Not the focus; HaraPro reads the books, it is not an invoicing or payroll system |
| Bank connections | Yes | 12,000+ banks through Plaid, or PDF statement upload |
Everything a single operating business needs to run: invoicing and payments, bills, payroll (as an add-on), inventory on Plus and above, project profitability, classes and locations, a chart of accounts your CPA already knows, and an ecosystem of every app and bookkeeper in the country. The reports are what a lender and a preparer expect. If you have one company that sends invoices and runs payroll, QuickBooks is the operating system for it and HaraPro does not try to replace that.
Each company is a separate subscription with its own login and completely separate data. Three LLCs on Plus is $420 a month at list and three logins, and there is no view across them. The alternative owners try, putting three legal entities in one file as classes, produces one bank reconciliation for three companies and books that cannot be handed to a lender or a buyer for any one of them, which is why every CPA tells you not to.
Money between the companies is the real problem. A loan from the holding company to the rental LLC has to be entered by hand in both files, as a due-from in one and a due-to in the other, with every payment split into interest and principal and posted twice. QuickBooks Online has no intercompany feature (Intuit's Desktop Enterprise has one; Online does not), so the two files drift, and at year end the CPA spends hours finding the $1,125 by which they disagree. Our guide to recording a loan between two LLCs shows the entries; our guide for CPAs on intercompany reconciliation shows what it costs.
And the owner is outside all of it. The draws, the S-Corp salary and distributions, the reimbursements, the personal mortgage and the family's brokerage account are not in QuickBooks, so the number the owner actually wants, what am I worth and what will I owe in April, is assembled somewhere else, usually by hand, usually late.
HaraPro is built for the owner rather than the bookkeeper. Every company, personal accounts included, sits in one login, each with its own books, so the three LLCs are three companies rather than three subscriptions. Transactions are classified by AI within the company they belong to, with a review queue and rules. A loan between two companies is one instrument: each payment is linked to it from the bank feed, the interest and principal split is applied, and both companies' books are updated from the one transaction, so they cannot drift. The tax forecast runs live across the companies, with S-Corp salary against distributions, estimated payments and deductions by company. Net worth looks through the companies to what they hold, eliminates what the family owes itself, and separates liquid from illiquid. Estate planning keeps the trusts, wills, powers of attorney and directives against the companies they concern. A CPA can be invited into the account and sees the companies together. The LLC bookkeeping page shows the setup.
Invoicing, accounts receivable and payable workflows, payroll, inventory and point of sale. An operating business that sends fifty invoices a month and runs payroll for eight people keeps QuickBooks for that, and the honest configuration for many owners is QuickBooks for the operating company and HaraPro for the whole picture: the holding company, the rentals, the loans between them, the personal side, the tax forecast and the estate. Owners whose companies are rentals, holding companies, investment LLCs and a consulting S-Corp with no employees, which is most owners of several LLCs, often find HaraPro is the only tool they need. Our page on what breaks in QuickBooks once you have more than one company goes through the other three ways owners try to make QuickBooks itself cover it.
| Situation | QuickBooks Online (list) | HaraPro |
|---|---|---|
| One business | Simple Start $38 a month; Plus $140 | Free |
| Three LLCs | Three subscriptions: $114 a month on Simple Start, $420 on Plus | Starter, |
| Six to ten companies | Six to ten subscriptions: $228 to $1,400 a month | Pro, $79 a month or $789 a year |
| Unlimited companies, trusts, personal, estate | Not designed for it | Unlimited, $199 a month or $1,989 a year |
A firm whose clients each own several companies lives in the intercompany problem: every client's loans are posted twice by hand, every year end starts with matching balances across files, and QuickBooks Online Accountant gives the firm access to each file but no way to see one client's companies as a whole, let alone all clients. HaraPro's Partner tier ($499$199 a month or $4,989$1,989 a year) gives each client a tenant with all of their companies inside it, a consolidated view across clients showing which have unreconciled accounts or unmatched intercompany balances, and a flat fee per client ($14.90, $54.90 or $139 a month by plan) with no revenue share. The CPA page has the terms.
QuickBooks if you have one operating business with invoices, payroll and a bookkeeper who lives in it. HaraPro if you are the owner of several LLCs, rentals or a holding company and what you want is the picture across them, the loans between them tracked properly, the tax forecast, and your personal side in the same place. Both, if you have one operating company inside a structure of several companies. One business is free to try, and statements can be uploaded as PDFs if you would rather not connect a bank on day one.
For owners of several LLCs, rentals or a holding company who want one picture across companies, yes. For a single operating business that needs invoicing, payroll and inventory, QuickBooks remains the tool for that, and HaraPro sits above it.
Each company needs its own subscription and login, with data kept completely separate. There is no native intercompany feature in QuickBooks Online and no consolidated view across companies without spreadsheets or third-party tools.
As one loan instrument. Each payment from the bank feed is linked to the loan, split into interest and principal, and both companies' books are updated from that one transaction, so the two sides always agree.
No. HaraPro reads the books, classifies transactions, tracks loans between companies, forecasts tax and consolidates net worth. Invoicing and payroll stay in a tool built for them.
Yes. You can invite your CPA into your account, and firms can use the Partner tier to manage many clients with a tenant per client and a flat fee per client, with no revenue share.