Four plans for everyone — from solo freelancers to multi-business family offices. 14-day free trial on every paid plan. Cancel anytime.
Free forever for 1 business · No credit card required
Start Free14-day trial · No credit card required
Start 14-Day Trial14-day trial · No credit card required
Start 14-Day Trial14-day trial · No credit card required
Start 14-Day TrialEvery paid feature unlocked. Includes 100 AI classifications, 5 AI estate extractions, 25 GB File Vault, full Tax Simulator, Filing Wizard, IRS forms, and the Hara Simulator.
Every feature, every limit, side by side.
| Feature | Free | Starter | Pro | Family Office |
|---|---|---|---|---|
| Businesses & transactions | ||||
| Max Businesses | 1 | 3 | 10 | Unlimited |
| Transactions / month | 500 / mo | 5,000 / mo | Unlimited | Unlimited |
| AI classifications / mo | — | 50 | Unlimited | Unlimited |
| Plaid bank connections | 1* | 9 | Unlimited | Unlimited |
| Books & bookkeeping | ||||
| P&L statements | ✓ | ✓ | ✓ | ✓ |
| Balance sheet | — | ✓ | ✓ | ✓ |
| Bank reconciliation | — | ✓ | ✓ | ✓ |
| Journal entries | — | — | ✓ | ✓ |
| Intercompany tracking | — | — | ✓ | ✓ |
| CPA export package | ✓ | ✓ | ✓ | ✓ |
| Tax intelligence | ||||
| Tax forecast (federal + state) | ✓ | ✓ | ✓ | ✓ |
| Tax Simulator (scenario modeling) | — | ✓ | ✓ | ✓ |
| Filing Wizard (1120-S → K-1 → 1040) | ✓ | ✓ | ✓ | ✓ |
| Deduction simulator | — | — | ✓ | ✓ |
| §179 / §280F depreciation | — | — | ✓ | ✓ |
| OBBB §163(h)(4) car loan interest | — | — | ✓ | ✓ |
| IRS forms PDF generation | ✓ | ✓ | ✓ | ✓ |
| Payroll projection & reasonable comp | — | — | ✓ | ✓ |
| FBAR / FATCA tracker | — | — | ✓ | ✓ |
| State annual report tracker (25 states) | ✓ | ✓ | ✓ | ✓ |
| Hara Simulator (Claude-powered) | — | — | — | ✓ |
| Investments & wealth | ||||
| Brokerage portfolio tracking (8 platforms) | — | — | ✓ | ✓ |
| Retirement plan modeling | — | — | ✓ | ✓ |
| Net worth consolidation | — | — | ✓ | ✓ |
| Loans & liabilities tracking | — | ✓ | ✓ | ✓ |
| Transaction-to-loan linking ⭐ | — | ✓ | ✓ | ✓ |
| Alternative investments (O&G, OZ, LIHTC, QSBS) | — | — | — | ✓ |
| Estate Planning | ||||
| AI document extraction (per month) | — | — | — | Unlimited |
| Trusts | — | — | — | Unlimited |
| Wills | — | — | — | Unlimited |
| Powers of Attorney | — | — | — | Unlimited |
| Advance Directives | — | — | — | Unlimited |
| Personal Property Memorandum | — | — | — | ✓ |
| Multi-principal directives | — | — | — | ✓ |
| File Vault & documents | ||||
| Encrypted storage | 1 GB | 5 GB | 50 GB | 250 GB |
| Full version history | ✓ | ✓ | ✓ | ✓ |
| Document linking | — | ✓ | ✓ | ✓ |
| Full-text search | — | — | ✓ | ✓ |
| Expiration alerts | — | — | ✓ | ✓ |
| Role-based sharing | — | — | — | ✓ |
| AI agents | ||||
| Classifier Agent | ✓ | ✓ | ✓ | ✓ |
| Onboarding Agent | ✓ | ✓ | ✓ | ✓ |
| Support Agent | ✓ | ✓ | ✓ | ✓ |
| Insights Agent | — | 5/mo | Unlimited | Unlimited |
| Estate Agent (PDF extraction) | — | — | — | Unlimited |
| Tax Advisor (persistent chat) | — | — | ✓ | ✓ |
| Collaboration & support | ||||
| Multi-user (owner/admin/member/viewer) | ✓ | ✓ | ✓ | ✓ |
| Audit log (in-app) | 50 | 100 | 250 | 500 |
| Support | Priority email | Priority + chat | ||
* Free includes 1 Plaid bank connection as a limited-time launch offer.
Yes. Free forever for 1 business, up to 500 transactions, with rule-based auto-classification, P&L, manual statement upload, the Filing Wizard, IRS forms, CPA export, and File Vault included. No credit card required. For a limited time, Free also includes 1 Plaid bank connection. AI classification and the Tax Simulator unlock at Starter ($29/mo).
One account holds all your businesses (LLCs, S-Corps, trusts), all bank connections, all documents, and all estate records. Every plan includes multi-user access (owner/admin/member/viewer).
Full access to every paid feature. You get 100 AI classifications, 5 AI estate extractions, 25 GB File Vault, the full Tax Simulator, Filing Wizard, IRS forms generator, and the Hara Simulator. No credit card required up front.
Because we built HaraPro for owners, not bookkeepers. Pro covers up to 10 businesses with unlimited transactions and unlimited AI classification at $79/mo — less than QuickBooks Online charges for a single company file. Running more than 10 businesses? Family Office removes the business cap entirely.
A Claude-powered tax scenario engine on the Family Office tier. 8 pre-built templates (S-Corp vs LLC, depreciation schedule, retirement max, salary split, business restructure, what-if tax, DB plan impact, quarterly estimates) plus custom scenarios. It runs on your actual business data, not generic examples.
Yes. Upgrade or downgrade from your billing settings. Upgrades are prorated; downgrades take effect at the next billing cycle.
Export everything (transactions, documents, estate data) before you cancel. After cancellation, your data is held in cold storage for 90 days, then permanently deleted. See our security policy →
Yes — 30-day money-back guarantee on all paid plans. No questions asked.
CPAs, advisors, and firms manage their clients under one Partner or Enterprise account — a base fee plus a flat per-client rate, no revenue share. Bulk client management, per-client feature control, and co-branded materials are included; white-label is available on Enterprise. See Partner Program details →
Credit and debit cards via Stripe. ACH and wire for Partner and Enterprise tiers. We never store your card number — Stripe handles all card data.
AES-256 encryption at rest, TLS 1.3 in transit, tenant-isolated storage, full audit logging, and SOC 2 Type II audit in progress (Q4 2026 completion). Bank data flows through Plaid — we never see your bank password. Read our full security posture →
Connect your first business in minutes. No credit card required for Free or 14-day trials.
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